Freedom Years
Model your path to financial independence.

Plan your path to financial independence.

Model long-term savings, withdrawal assumptions, and portfolio growth with clearer scenarios.

Popular Retirement Tools

FIRE Number Calculator

Estimate the FIRE portfolio target you may need from annual spending and withdrawal rate.

Safe Withdrawal Calculator

Estimate annual and monthly portfolio withdrawals at different withdrawal rates.

Retirement Savings Calculator

Project your retirement balance from contributions, time horizon, and return assumptions.

Net Worth Projection Calculator

Project net worth over time with savings, assets, liabilities, and return assumptions.

Investment Growth Calculator

Estimate future investment value from starting balance, contributions, return, and time.

Retirement Decision Guides

Use these guides to test spending, savings, withdrawal rates, and portfolio assumptions before treating a FIRE number as final.

FIRE Number Reality Check

Pressure-test annual spending, withdrawal rate, taxes, health costs, and margin of safety before aiming for a single FIRE number.

Safe Withdrawal Rate Planning

Compare withdrawal rates, portfolio size, inflation, and flexibility before choosing a retirement income target.

Retirement Savings Gap Check

Estimate whether current savings, contributions, time horizon, and return assumptions are enough to close the gap.